Earn Rewards for Everyday Banking
We can help you with a loan or line of credit to finance a variety of purchases, investments, and education. You’ll even earn Member Rewards simply by doing your everyday banking with us!
Line of Credit Expand/Collapse
A line of credit is an ongoing loan with one-time approval and is attached to your existing operating account.
A line of credit guarantees you:
- Instant cash
- Substantially lower rates than retail credit cards
- Protection against over-drawing your account or returned cheques for inadequate funds.
Apply for a line of credit today!
Quick Loan Expand/Collapse
A quick loan is a type of revolving credit that you can access without having to complete a new application each time you need funds.
Your loan balance will fluctuate as you make payments to it, or use funds from it, up to the established loan limit.
Your payments can be based on your total credit limit or on the balance of the credit limit that you’re using. You will only pay interest on the outstanding balance of the credit you are using. And there’s no annual maintenance fee!
Apply for a quick loan today!
Personal Loan Expand/Collapse
Need to borrow a larger amount for a one-time use? You can apply for a personal loan that will suit your borrowing and repayment needs.
Education Loan Expand/Collapse
Are you planning to attend a college, university, technical or trade school? Finance your tuition, books, and general living costs with an Education loan.
Our Education loan is available to students age 17-24 inclusive. Our Mature Student Education loan is for those 25 and older. You don’t need to apply for a Canada Student Loan or Saskatchewan Student Loan to qualify.
There’s no distinction between full-time or part-time students.
Amounts Available:Maximum advance per school year – $10,000Maximum total advance per student – $40,000Minimum total advance per student – $1,000
If you don’t require the full maximum advance per school year, you can borrow those additional funds in subsequent school years.
Professional Studies Package Expand/Collapse
Plus benefit from FREE personal banking with our No-Fee Account!
Package applicants may be pursuing the following professions:
Investment Loan Expand/Collapse
When you’re not achieving your financial goals as quickly as you’d like to, an investment loan may be an ideal solution. Your return on investment will need to be higher than the cost of borrowing to make it worthwhile.
Borrowing a large sum to invest will help you earn more interest over your investment period versus making a series of smaller contributions over a long period of time. Interest charged on an investment loan is also tax-deductible.
RRSP Loans RRSP loans are an excellent option if you are looking to catch up on your contributions. Paying down the loan may be easier than saving to make an RRSP contribution because the money in your RRSP is growing tax-free.
There are also Quick RRSP loans that let you make re-advances within your credit limit at any time.
Non-Registered Investment LoansYou can also borrow for non-registered investments. The loan interest may even be tax-deductible.
Remember to protect yourself against the unexpected Expand/Collapse
We are pleased to offer a variety of convenient and affordable coverage options to keep you and your family protected from the unexpected.
When life takes a hard turn, your protection plan will minimize stress and provide peace of mind to you and your loved ones. While you focus on the situation at hand, we’ll focus on protecting you from financial loss.
Already have a loan with us? It’s never too late to add coverage to your existing loan. Enrolling is easy and we offer a 30 day free trial period. Ask us today about your protection options.